Amanify, the first Islamic credit card.
Never pay interest or late fees.
With other cards, you agree to pay interest. Now, you never have to. As long as you pay the minimum payment, you will never pay interest on any balance.
Get rewarded and give to charity.
Get points for paying off your balance at the end of the month. Use them for statement credits, or get even greater rewards by using them to donate to Islamic charities.
Protect yourself.
Unlike debit cards, Amanify protects you against fraudulent charges. Never pay for something you didn’t buy.
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We want to allow Muslims in the US to avoid having to pay riba.
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We will look at your credit score (if you have one), income, and connected bank account balances to approve you and give you a credit line. Every month, you must pay off at least the minimum payment. We report these payments to the three major credit bureaus (Experian, TransUnion, Equifax).
Unlike every other credit card, we do not borrow from a bank in order to fund our credit cards. Instead, we have investors who fund each and every user. -
Every time you swipe your card, the merchant pays a small percentage of the transaction is an “interchange fee” to the network, such as Visa or Mastercard. We get a portion of this fee and use it to run our business.
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Yes! While most Muslims will never take out a mortgage or a car payment, credit score is used for determining things like insurance rates and screening you as a tenant.
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Amanify does help build credit history. Every month, we report to the three major credit bureaus (Experian, TransUnion, Equifax), helping you build your credit!
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We will never charge interest or late fees. However, if you are late on minimum payments, this may result in us reporting this to the credit bureaus and closing your account.
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If you choose to redeem your points for donations, you can choose to support any Islamic charity that we have partnered with. You can also redeem your points for cash back, but for a lesser value.